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How Your Brain Is Keeping you From Saving Money

August 4, 2022

Saving money is difficult. Our difficulty in saving money can be blamed on our habits, overspending and the lack of a clear cut budget. However, a lot fail to note that our brain may actually be at fault.

How You Are Being Tricked Into Spending Money

July 28, 2022

Companies are tricking you into spending money and here is how.

How You Can Earn An Extra $100/Month

July 19, 2022

College is hard. Not only that, but it can also be expensive! As a college student, you spend a lot of time either in class or studying. The reality is that you might not have enough extra hours to hold a part time job. In some cases, your part time job might not be enough to cover your needs and...

This Information Helped Me Boost My Credit Score 50+ Points!

July 12, 2022

I have always been told to take care of my credit score and to be responsible with my credit. However, no one ever explained to me exactly how to do that or what exactly factors into my credit score. At 18 years old, I opened my very first credit card. I knew very little about building credit but...

I Made $218/month For Groceries In Only 10 Minutes, Here’s How

July 5, 2022

As a first year living on campus at UC Merced, I had a meal plan and had all of my meals on campus. I never had to worry about grocery shopping or cooking my meals. However, once I moved off campus, this became a reality for me. I quickly found out that cooking was time consuming and most...

Want To Start Budgeting? Here Is A Starting Point

June 28, 2022

Budgeting is something that a lot of us can benefit from and would do wonders for our finances. However, it can seem pretty overwhelming and intimidating. There are so many different budgeting methods and techniques, that it's difficult to know just where to start. When I first began budgeting...

Ready To Begin Your Financial Journey? Start Here!

June 21, 2022

Ever since I began earning money, my mom emphasized the importance of setting money aside for an emergency. So of course, it became a habit of mine to set aside a portion of my earnings and tuck it away. Now that I have commenced my financial journey, I have realized that thanks to my mom, I...

Credit Card Misconceptions

June 15, 2022

There are so many Credit Card misconceptions out there. Let's talk about some of them and why they are not true!

Guide To Investing

May 31, 2022

Investing is a very powerful tool that can be used to build generational wealth! Don't know where to start? Start here!

The Basics: Cryptocurrency

May 19, 2021

A big emerging trend recently, cryptocurrency and crypto trade has taken the media by storm. What exactly is this risky business? Let's dive into what makes cryptocurrency so appealing, especially to college students.

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The Financial Wellness Center is an educational service only. We do not provide professional investment, legal, or tax advice. The information provided is for general educational purposes only, and is not intended as a substitute for the advice of your investment, legal, and/or tax advisors or to be the basis of specific trading or investment activities. If you need investment, legal, and/or tax advice, please consult a professional directly. Any links to third-party financial resources are provided as a convenience for informational purposes only. Neither UC Merced or its Financial Wellness Center endorses or approves any of the products, services or opinions of the entities or individuals associated with these links. UC Merced and its Financial Wellness Center bear no responsibility for the accuracy, legality or content of any external site associated with the links provided or any subsequent links.